We Assist Delaware Residents in Filing Medicaid Applications
Helping you claim government healthcare assistance
Medicaid is a complicated area of law with which most people have little experience. Because healthcare issues addressed by Medicaid are of the utmost importance, it is advisable to enlist the help of an attorney to ensure things go smoothly. A seasoned attorney can explain the benefits available and the nature of the application process. At Estate & Elder Law Services, we listen carefully to your concerns, ask vital questions to determine whether you qualify for Medicaid assistance, then work diligently to help you apply for benefits.
Legal advice and guidance concerning Medicaid eligibility and disqualification issues
Medicaid provides low-income individuals and the elderly, blind or disabled with medical assistance. These benefits can be crucial to maintaining your quality of life. The basic medical services available under Medicaid include the following:
- Doctor visits
- Inpatient and outpatient hospital care
- Lab work and X-rays
- Prescription drugs
- Vaccines and routine shots for children
- Mental health and substance abuse services
Establishing eligibility is key. Although the program is geared toward those with low incomes, you need not be poor to qualify. Proof of income is required, but you do not have to provide information about your assets or other resources. Many people who assume they do not qualify for Medicaid benefits can successfully apply. One method for doing so is to set up an irrevocable trust, known as a Miller trust, and to have your income, or the part of income in excess of the limit for eligibility, deposited into the trust.
Helping you qualify for nursing home care under Medicaid
Medicaid also offers long-term care benefits that cover the cost of a skilled nursing facility or nursing home. The program is available to Delaware residents who are elderly, infirm or disabled and covers room, board and services at a nursing facility or nursing home that has a contract with Delaware Medicaid. Payment is only made after all other coverage is exhausted, including health insurance from your employer or union and workers’ compensation. To qualify, your monthly income cannot exceed the limits set by the program. Unlike basic medical services, your financial resources and assets are considered for long-term care eligibility. However, you are permitted to keep certain assets that do not count toward eligibility limits.
- Personal residence (subject to equity limits)
- Household furnishings
- Whole life insurance policy with cash value under $2,500
- Prepaid funeral services
An experienced Medicaid lawyer can guide you through the process of qualifying and applying for coverage.